Covenants Table of Contents

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ARTICLE 1 - GENERAL
    1.1    Common Interest Community
    1.2    Purposes of Declaration
    1.3    Declaration

ARTICLE 2 - DEFINITIONS
    2.1    Act
    2.2    Administrative Functions
    2.3    Agreement for Annexation
    2.4    Annexable Property
    2.5    Arboretum
    2.6    Arboretum Agreement
    2.7    Articles of Incorporation
    2.8    Assessment
    2.9    Association
    2.10 Association Properties
    2.11 Board of Directors
    2.12 Budget
    2.13 Buffer Zone
    2.14 Bylaws
    2.15 City
    2.16 Common Area
    2.17 Common Assessment
    2.18 Common Interest Community
    2.19 County
    2.20 Declaration
    2.21 Declarant
    2.22 Deed of Trust
    2.23 Design Review Committee
    2.24 Improvement
    2.25 Improvement to Property
    2.26 Leases
    2.27 Lot
    2.28 Maintenance Funds
    2.29 Master Development Plan
    2.30 Member
    2.31 Membership Interest
    2.32 Metro District
    2.33 Mortgage
    2.34 Mortgagee
    2.35 Mortgagor
    2.36 Notice and Hearing
    2.37 Notice of Completion
    2.38 Owner
    2.39 Participating Builders
    2.40 Permitted Exceptions
    2.41 Person
    2.42 Planned Community
    2.43 Plat
    2.44 Property
    2.45 Record or Recorded
    2.46 Reimbursement Assessment
    2.47 Rules and Regulations
    2.48 Special Assessment
    2.49 Supplemental Declaration
    2.50 Supplemental Plat

ARTICLE 3 - GENERAL RESTRICTIONS APPLICABLE TO COMMON INTEREST COMMUNITY
    3.1    Maintenance of Common Interest
             Community
    3.2    Property Uses
    3.3    Construction Type
    3.4    No Noxious or Offensive Activity
    3.5    Annoying Sounds or Odors
    3.6    No Hazardous Activities
    3.7    No Unsightliness
    3.8    Holiday Decorations and Lights
    3.9    Weeds
    3.10 Buffer Zone
    3.11 Restrictions on Garbage and Trash
- Trash Policy
    3.12 Animals
    3.13 No Temporary Structures
    3.14 Landscaping Requirement
    3.15 Restriction on Antennae, Pipes, Utility
             Lines and Transmitters
    3.16 Restrictions on Signs and Advertising
    3.17 Restrictions on Mining or Drilling
    3.18 Maintenance of Drainage
    3.19 Compliance with Insurance Requirements
    3.20 Compliance with Laws
    3.21 Further Subdivision of Lots
    3.22 Restrictions on Sewage Disposal Systems
    3.23 Restrictions on Water Systems
    3.24 Restoration in the Event of Damage or
            Destruction
    3.25 Storage
    3.26 Vehicle Repairs
    3.27 Storage of Gasoline and Explosives, etc.
    3.28 Trailers, Campers and Junk Vehicles
    3.29 Fences Prohibited
    3.30 Air Conditioning and Heating Equipment
    3.31 No Overnight On-Street Parking
    3.32 Basketball Hoops
    3.33 Play Equipment
    3.34 Swimming Pools/Hot Tubs
    3.35 Dog Houses/Runs
    3.36 Participating Builders
    3.37 Owner's Right to Lease Lot

ARTICLE 4 - ARCHITECTURAL APPROVAL
    4.1    Approval of Improvements Required
    4.2    Improvement to Property Defined
    4.3    Membership of Committee
    4.4    Address of Design Review Committee
    4.5    Submission of Plans
    4.6    Criteria for Approval
    4.7    Design Standards
    4.8    Design Review Fee
    4.9    Decision of Committee
    4.10 Failure of Committee to Act on Plans
    4.11 Prosecution of Work After Approval
    4.12 Notice of Completion
    4.13 Inspection of Work
    4.14 Notice of Noncompliance
    4.15 Failure of Committee to Act After
             Completion
    4.16 Appeal to Board of Directors of Finding of
             Noncompliance
    4.17 Correction of Noncompliance
    4.18 No Implied Waiver or Estoppel
    4.19 Committee Power to Grant Variances
    4.20 Meetings of Committee
    4.21 Records of Actions
    4.22 Estoppel Certificates
    4.23 Non-liability of Committee Action
    4.24 Construction Period Exception

ARTICLE 5 - ASSOCIATION PROPERTIES
    5.1    Member's Rights of Use and Enjoyment
             Generally
    5.2    Right of Association to Regulate Use
    5.3    No Partition of Association Properties
    5.4    Liability of Owners for Damage by Member
    5.5    Association Duties if Damage, Destruction,
             or Required Improvements
    5.6    Association Powers in the Event of
             Condemnation
    5.7    Title to Association Properties on
             Dissolution of Association
    5.8    Maintenance and Ownership of Open
             Space Properties

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ARTICLE 6 - DECLARANT'S RIGHTS AND RESERVATIONS
    6.1    Period of Declarant's Rights and
             Reservations
    6.2    Right to Construct Additional
             Improvements on Association Properties
    6.3    Declarant's Rights to Use Association
             Properties in the Promotion and
             Marketing of Common Interest
             Community
    6.4    Declarant's Rights to Complete
             Development of Common Interest
             Community
    6.5    Exemption of Declarant from Design
             Review Committee
    6.6    Declarant's Approval of Conveyances or
             Changes in Use of Association
             Properties
    6.7    Declarant's Rights to Grant and Create
             Easements
    6.8    Declarant's Rights to Convey Additional
             Property to Association
    6.9    Annexation of Additional Properties
    6.10 Withdrawal of Annexed Property
    6.11 Conversion of Common Areas to Lots
    6.12 Combination or Subdivision of Lots
    6.13 Expansion of Permitted Property Uses
    6.14 Assignment or Transfer of Declarant's
             Rights

ARTICLE 7 - ASSOCIATION OPERATION
    7.1    Association
    7.2    Association Board of Directors
    7.3    Membership in Association
    7.4    Voting Rights of Members
    7.5    Determination of Member Voting
             Percentages
    7.6    Delivery of Documents
    7.7    Dissolution of Association

ARTICLE 8 - DUTIES AND POWERS OF ASSOCIATION
    8.1    General Duties and Powers of
             Association
    8.2    Duty to Accept Property and Facilities
             Transferred by Declarant
    8.3    Duty to Manage and Care for
             Association Properties
    8.4    Duty to Pay Taxes
    8.5    Duty to Maintain Casualty Insurance
    8.6    Duty to Maintain Liability Insurance
    8.7    General Provisions Respecting
             Insurance
    8.8    Fidelity Bonds Required/Segregation of
             Funds
    8.9    Other Insurance and Bonds
    8.10 Duty to Prepare Budgets
    8.11 Duty to Levy and Collec Assessments
    8.12 Duty to Keep Association Records
    8.13 Duties with Respect to Design Review
             Committee Approvals
    8.14 Power to Acquire Property and
             Construct Improvements
    8.15 Power to Adopt Rules and Regulations
    8.16 Power to Enforce Declaration and Rules
             and Regulations
    8.17 Power to Grant Easements
    8.18 Easement for Encroachments
    8.19 Power to Convey and Dedicate Property
             to Governmental Agencies
    8.20 Power to Borrow Money and Mortgage
             Property
    8.21 Power to Engage Employees, Agents,
             and Consultants
    8.22 General Corporate Powers
    8.23 Powers Provided by Law

ARTICLE 9 - ASSESSMENTS, BUDGETS, AND FUNDS
    9.1    Maintenance Funds to be Established
    9.2    Establishment of Other Funds
    9.3    Deposit of Common Assessments to
             Maintenance Funds
    9.4    Other Deposits to Maintenance Funds
    9.5    Disbursements from Maintenance Funds
    9.6    Authority for Disbursements
    9.7    Common Assessments
    9.8    Apportionment of Common
             Assessments
    9.9    Assessment Deposit
    9.10 Funding of Reserve Funds
    9.11 Supplemental Common Assessments
    9.12 Annual Budgets
    9.13 Commencement of Common
             Assessments
    9.14 Payment of Assessment
    9.15 Failure to Fix Assessment
    9.16 Special Assessments for Capital
             Expenditures
    9.17 Reimbursement Assessments
    9.18 Late Charges and Interest
    9.19 Surplus Funds
    9.20 Notice of Default and Acceleration of
             Assessments
    9.21 Remedies to Enforce Assessments
    9.22 Lawsuit to Enforce Assessments
    9.23 Lien to Enforce Assessments
    9.24 Estoppel Certificates
    9.25 No Offsets

ARTICLE 10 - MISCELLANEOUS
    10.1    Term of Declaration
    10.2    Amendment of Declaration by
               Declarant
    10.3    Amendment of Declaration by
               Members
    10.4    Amendment to Terminate Declaration
    10.5    Amendment of Articles and Bylaws
    10.6    Special Rights of First Mortgagees
    10.7    Priority of First Mortgage Over
               Assessments
    10.8    Association Right to Mortgage
               Information
    10.9    Notices
    10.10 Persons Entitled to Enforce Declaration
    10.11 Violations Constitute a Nuisance
    10.12 Enforcement of Self-Help
    10.13 Violations of Law
    10.14 Remedies Cumulative
    10.15 Costs and Attorneys' Fees
    10.16 Limitation on Liability
    10.17 Liberal Interpretation
    10.18 Governing Law
    10.19 Colorado Common Interest Ownership
               Act
    10.20 Severability
    10.21 Number and Gender
    10.22 Captions for Convenience
    10.23 Mergers or Consolidations
    10.24 Exhibits Incorporated
    10.25 Disclaimer Regarding Safety
    10.26 No Representations or Warranties

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Covenant Compliance Committee